Occupied life annuity. Menthon-Saint-Bernard. A rare property with exceptional potential.

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Occupied life annuity – Menthon-Saint-Bernard
A rare property in the castle district, with garden and exceptional potential

In Menthon-Saint-Bernard, within the immediate surroundings of the castle and close to all the region’s major points of interest — the lake and beaches, shops, cycling paths, schools and ski resorts — lies a rare property for sale, rich in history and offering an exceptional living environment.

The building, which is protected, was formerly part of the castle outbuildings. It is believed to have been built in 1792 and is located within the 500-meters perimeter of Menthon-Saint-Bernard Castle. Access is via a discreet path running alongside a small river, in a particularly charming and preserved setting.

The house enjoys a magnificent view of the castle as well as a glimpse of the lake. Its fully enclosed 315 m² garden, a true rarity in this area, is accessible via a small footbridge from the house terrace. It offers an intimate and enchanting setting, ideal for enjoying sunny days, convivial moments and relaxing in the shade and scent of an old lime tree, on its two terraces.

Attached on the north side, the property currently offers 175 m² of living space with beautiful volumes and ceiling heights ranging from 2.90 m to 3 m. Built of stone with wooden floors between the levels, it stands out for its authenticity, its period features and its unique atmosphere.

The cellar of approximately 100 m², with a ceiling height of 2.60 m, features old vaulted openings and offers genuine potential for conversion to increase the living area. It allows for an elegant enhancement of the property, while respecting its history, by combining the charm of the old — exposed beams, original openings and doors — with contemporary materials and modern concepts.

Current layout:

Ground floor:
• Cellar
• Boiler room
• DIY workshop
• Laundry room

1st floor:
• Dining room
• Open kitchen
• Two living rooms with fireplaces
• One large bedroom
• Bathroom
• WC
• Storage room
• Internal access to the cellar

2nd floor:
• Four bedrooms
• Shower room
• WC
• Storage room with access to the attic

3rd floor:
• Attic of approximately 80 m², partly suitable for conversion

Occupied life annuity

The sellers retain the right to use and live in the property for life.
For buyers, this is a rare opportunity to acquire an outstanding property at a discounted price, with the benefit of a flexible financing solution through life annuity payments.

Market value: EUR 1,247,000
Lump sum payment: EUR 460,000, agency fees included
Monthly annuity payable to the sellers: EUR 3,640
Sellers' ages: Man, 86 years old and Woman, 88 years old

Contact us for more information and to arrange a viewing.
Our teams speak French, English, German and Russian.

Information on the risks to which this property is exposed is available on the Géorisques website: georisques.gouv.fr

Legal notice

• Agency fees payable by vendor
• Land value tax 1400 € / year
• Fees 5000 € / yearly
• Estimated annual energy expenditure for standard use, established based on energy prices for the year 2021 : 3630€ ~ 4920€